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ABDUL BASIT vs STATE LIFE INSURANCE Ss — 2023 CLD 583 INSURANCE-TRIBUNAL-LAHORE

Case information

Citation
2023 CLD 583 INSURANCE-TRIBUNAL-LAHORE
Court
Lahore High Court
Year
2023
Reporter
CLD
Parties
ABDUL BASIT vs STATE LIFE INSURANCE Ss
Subject matter
Criminal
Provisions referred to
S. 118; Insurance Ordinance

Fields are extracted from the reported citation and judgment text. Where a detail is not stated in the record, it is not shown.

Judgment text as reported

ABDUL BASIT VS STATE LIFE INSURANCE Ss. 122 & 118--- Insurance claim--- Life insurance policy---Limitation---Communication of claim to insurer---Delay in settlement of claim---Scope---Wife of petitioner purchased a policy from the respondent and paid first premium, but unfortunately, after about 03 months, she died---Petitioner reported the matter and filed the claim to recover the policy proceeds in the office of the respondent under S. 118 of the Insurance Ordinance, 2000---Respondent instead of deciding the claim within the stipulated period of 90 days kept pending the same for more than 03 years and finally repudiated the same---Contents of the repudiation letter did not disclose the cause or reason on the basis of which, the claim of the petitioner was refused---Deputy Manager, Claim Examiner, while appearing before the Tribunal had admitted that the inquiry conducted by the respondent was based on hearsay evidence and he had not recorded that statement of parents of the deceased or of any other relative---Respondent had categorically admitted the fact of conducting the medical/clinical investigation by its authorized and hired doctor---Such investigation could not be called into question---Respondent had failed to prove that any material fact was concealed by the insured lady at the time of purchasing the product of the respondent---Petitioner had successfully proved his case, therefore, his case was decreed.

Other judgments reported in 2023 CLD

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