STATE LIFE INSURANCE CORPORATION vs Mst — 2023 SCMR 826 SUPREME-COURT

Case information

Citation: 2023 SCMR 826 SUPREME-COURT
Court: Supreme Court of Pakistan
Year: 2023
Reporter: SCMR
Parties: STATE LIFE INSURANCE CORPORATION vs Mst
Provisions referred to: S. 118---G; Insurance Ordinance

Fields are extracted from the reported citation and judgment text. Where a detail is not stated in the record, it is not shown.

Judgment text as reported

STATE LIFE INSURANCE CORPORATION VS Mst. RAZIA AMEER S. 118---Group insurance contract---Legal heirs of insured person---Payment of liquidated damages on late settlement of claims---Entitlement of legal heirs to claim liquidated damages under section 118 of the Insurance Ordinance, 2000---Scope---Group insurance is designed to provide monetary benefits to the family of the assured person; particularly, if the assured person has not defaulted in payment of premium amount---In the present case the insurer had failed to prove that its failure to pay the claim within the stipulated time of 90 days (mentioned under section 118 of the Insurance Ordinance, 2000) was due to circumstances beyond its control---Claim of the widow and legal heirs of deceased assured person for payment of liquidated damages was well founded, and thus, they were entitled to receive it---Appeal was dismissed.

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