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Mst. JAMEELA RIAZ vs IGI LIFE INSURANCE through Head of Business and Operation Ss — 2025 CLD 29 INSURANCE-TRIBUNAL-LAHORE

Case information

Citation
2025 CLD 29 INSURANCE-TRIBUNAL-LAHORE
Court
Lahore High Court
Year
2025
Reporter
CLD
Parties
Mst. JAMEELA RIAZ vs IGI LIFE INSURANCE through Head of Business and Operation Ss
Subject matter
Civil
Provisions referred to
S. 81; Insurance Ordinance

Fields are extracted from the reported citation and judgment text. Where a detail is not stated in the record, it is not shown.

Judgment text as reported

Mst. JAMEELA RIAZ VS IGI LIFE INSURANCE through Head of Business and Operation Ss. 122, 75 & 118---Insurance petition---Claim not proved---Liquidated damages, entitlement to---Scope---Deceased concealed his disease of Hepatitis-A and C at the time of purchasing the policy, which he was bound to disclose, and insured died the next month after purchasing the policy---This was active and glaring concealment of facts, therefore, the claim was rightly rejected by the respondent /company---As the claim of the petitioner had been rejected, therefore, the applicant was not entitled to any liquidated damages---Insurance Tribunal, however, under S. 81 of the Insurance Ordinance, 2000, directed the Respondent / Company to return the received (one) premium of Rs.50,000/- to the petitioner, and dismissed her prayer for payment of total death claim---Insurance application was partly decreed.

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