STANDARD CHARTERED BANK (PAKISTAN) LIMITED vs YAWAR FARUQUI Ss — 2026 CLD 613 KARACHI-HIGH-COURT-SINDH

Case information

Citation: 2026 CLD 613 KARACHI-HIGH-COURT-SINDH
Court: Sindh High Court
Year: 2026
Reporter: CLD
Parties: STANDARD CHARTERED BANK (PAKISTAN) LIMITED vs YAWAR FARUQUI Ss
Subject matter: Civil

Fields are extracted from the reported citation and judgment text. Where a detail is not stated in the record, it is not shown.

Judgment text as reported

STANDARD CHARTERED BANK (PAKISTAN) LIMITED VS YAWAR FARUQUI Ss. 9 & 22---Suit for recovery of money---Negligence of bank---Respondent / plaintiff was aggrieved of deduction of disputed bill of credit card, five years after the card was stolen and had been so reported to appellant / bank---Judge in Chambers of High Court decreed the suit in favour of respondent / plaintiff and directed to return disputed amount along with markup---Validity---Appellant / bank was not without some fault and blame and was negligent in its approach and dealing with the entire matter---Appellant / bank accepted to have initially closed investigation into the complaint of respondent / plaintiff in year 2001, then unilaterally re-opened it and withdrew disputed amount from respondent / plaintiff five years post-closing the investigation---This was negligence and mismanagement on the part of appellant / bank---Amount in question was adjudicated by appellant / bank itself without giving respondent / plaintiff any proper opportunity for hearing and rebutting the same---It was the appellant / bank itself who held that a contractual relationship existed between the parties by relying upon various Terms and Conditions between them---Division Bench of High Court declined to interfere in the judgment and decree passed by Judge in Chambers of High Court allowing recovery of funds wrongly auto-debited from the account without any forewarning or permission and without any proper due process being followed---Intra Court Appeal was dismissed accordingly.

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