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POSTAL LIFE INSURANCE (PLI) vs MUHAMMAD IQBAL Ss — 2022 CLD 408 LAHORE-HIGH-COURT-LAHORE

Case information

Citation
2022 CLD 408 LAHORE-HIGH-COURT-LAHORE
Court
Lahore High Court
Year
2022
Reporter
CLD
Parties
POSTAL LIFE INSURANCE (PLI) vs MUHAMMAD IQBAL Ss

Fields are extracted from the reported citation and judgment text. Where a detail is not stated in the record, it is not shown.

Judgment text as reported

POSTAL LIFE INSURANCE (PLI) VS MUHAMMAD IQBAL Ss. 118 & 124---Life insurance---Repudiation of claims---Liquidated damages---Concealment of facts by insured---Scope---Appellant Insurance Corporation impugned order of Insurance Tribunal whereby claim of claimant was accepted by Insurance Tribunal and he was held entitled to benefit of the life insurance policy of the deceased---Contention of Insurance Corporation, inter alia, was that claimant had concealed material facts in proposal forms for insurance policies, and hence insurance contracts stood repudiated---Validity---Inquiry conducted by Insurance Corporation, on which basis claim was repudiated, was conducted without associating claimant and did not provide any credible documentary evidence and it was motivated only by an effort to negate claim---Documents pertaining to insurance policy were expected to have undergone due and proper scrutiny and in the present case, policy was issued after obtaining report from field officer, and no objection as to falsification by deceased policy-holder was raised at that time---Findings recorded in impugned order were therefore neither inaccurate nor any specific instance of misreading or misapplication of law was found---Appeal was dismissed, in circumstances.

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